Every great business reaches a point where "stable" isn't enough—it’s time to scale. Whether you’re eyeing a second location, upgrading your equipment, or simply need a cash cushion, our Small Business Loans provide the predictable structure you need to plan for the future.

Unlike a Merchant Cash Advance, which fluctuates with your sales, our business loans offer the peace of mind that comes with fixed terms and a clear path to debt-free ownership.

Fuel Your Growth with a Small Business Loan

Why Choose a Small Business Loan?

• Fixed Predictability: Know exactly what your payment is every month (or week) so you can manage your budget without surprises.

• Build Your Credit: Consistent, on-time payments can help strengthen your business credit profile for future financing.

• Total Control: Once the funds hit your account, how you use them is up to you—from payroll to marketing to inventory.

• Tax Advantages: In many cases, the interest paid on a business loan is tax-deductible.

Fast Facts: How It Works

Feature - Details

Loan Amounts: $5,000 – $500,000

Repayment Terms: 6 months to 5 years

Funding Speed: Funds in your account in as little as 24–48 hours

Requirements: 6+ months in business & $10k+ monthly revenue

Is This Right For You?

A Small Business Loan is ideal for owners who have a specific ROI in mind. If you can calculate that the return on a $50,000 investment will exceed the cost of the interest, this is the most efficient way to grow.

Pro Tip: If your revenue is highly seasonal or you have a lower credit score, you might also want to explore our Merchant Cash Advance options for more flexibility.

Ready to take the next step?

The application takes less than 10 minutes and won't impact your credit score to see your initial offers.